Limited enrollment window — lock in 2026 rates before they increase
Trusted by 50,000+ U.S. Homeowners

Keep your family in their home — no matter what happens to you.

Affordable mortgage protection that pays off your home if you pass, become disabled, or face a major illness. Free quote in 60 seconds. No medical exam.

Get Your Free Quote

Takes about 60 seconds

What is your age?

Enter your current age. Seniors in their 60s and 70s often qualify for excellent rates.

SSL Secure A+ Rated Carriers No Obligation
  • Pays off your mortgage if the unexpected happens
  • Coverage for death, disability & major illness
  • 100% return of premium option
  • Identity theft protection included
4.9/5

from 2,847 verified homeowners

As featured inUSA TODAYFOXCBSNBCFORBES4.9/5on Trustpilot
Coverage built for homeowners

Three powerful ways we protect your home & family.

Loss of income can be devastating. The right plan keeps your family in the home, pays the bills, and gives them the cash they need.

Most Popular

Mortgage Protection

Pay off the entire mortgage — or years of payments — if you pass, become disabled, or face a major illness.

Disability & Illness

Cash benefits when you can't work. Cover the bills, the kids, and the everyday costs that don't pause.

Indexed Universal Life

Tax-free cash accumulation with a large death benefit and a pool of cash you can borrow against.

How it works

From quote to coverage in under a week.

01

Answer a few questions

60 seconds, online. No medical exam, no paperwork.

02

Talk to a licensed expert

We match you with a real person who shops top-rated carriers for you.

03

Lock in your coverage

Pick the plan that fits, sign digitally, and your family is protected.

Real homeowners

Families who can finally breathe again.

4.9 average
2,847 verified reviews
"Knowing my mortgage is covered no matter what happens to me gave my family the peace of mind we'd been missing for years."
Lucy M.
Lucy M.
Phoenix, AZ · Verified policyholder
"The whole thing took 12 minutes on a Tuesday night. My agent found me coverage for less than I was paying for cable."
Marcus R.
Marcus R.
Charlotte, NC · Verified policyholder
"When my husband got sick last spring, this policy kept us in our home. I tell every parent I know to get one."
Tanya W.
Tanya W.
Atlanta, GA · Verified policyholder
Why homeowners pick us

Better coverage. Less hassle. No surprises.

Feature
Secure Mortgage Protection
Typical Carrier
Quote in 60 seconds
No medical exam required
Coverage for disability & illness
100% return of premium option
Licensed expert assigned to you
Identity theft protection included
Family enjoying their protected home
Licensed insurance expert
Sarah, Licensed Agent
14 years · Available now
A real human, not a chatbot

You'll work with a licensed expert — start to finish.

No call centers. No bots. We match you with one dedicated agent who shops A+ rated carriers, explains your options in plain English, and stays with you for the life of the policy.

60s
To get a quote
$0
No obligation
A+
Carrier rated
Questions, answered

Frequently asked questions.

312 homeowners got covered this week

See your protection options in under a minute.

Free, personalized quote from a licensed expert. No medical exam required for qualifying homeowners.

No medical exam · Free, no-obligation · Licensed experts in all 50 states